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    Array outage history

    109 recorded Array incidents since February 2026, with official updates, affected components, duration and resolution information.

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    Investigating System Issue

    Started October 22, 2026 at 8:34 PM UTC · Ongoing

    Pending
    1. October 22, 2026 at 8:34 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    Investigating System Issue

    Started October 22, 2026 at 11:09 AM UTC · Ongoing

    Pending
    1. October 22, 2026 at 11:09 AM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    Brief Disruption to Whitelabel Payments and TransUnion Alerts

    Started October 22, 2026 at 10:44 AM UTC · 0m

    Pending
    1. October 22, 2026 at 11:30 AM UTCresolved

      On October 22, 2026, between 6:44 AM and 6:53 AM ET, White Label Sites Payments and TransUnion (TUI) Alerts experienced a brief service disruption. The issue has been resolved, and affected services have returned to normal operation.

    Investigating White Label Delays

    Started October 21, 2026 at 5:05 PM UTC · Ongoing

    Pending
    1. October 21, 2026 at 5:05 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    BrandYourself.com and HelloPrivacy.com Temporarily Unavailable

    Started October 21, 2026 at 1:30 PM UTC · 8h 33m

    Pending
    1. October 21, 2026 at 1:30 PM UTCinvestigating

      BrandYourself.com and HelloPrivacy.com are temporarily unavailable while we apply a security patch. We’ll provide an update once access has been restored.

    2. October 21, 2026 at 3:14 PM UTCidentified

      We are continuing to apply the security patch, and BrandYourself.com and HelloPrivacy.com remain temporarily unavailable. We will provide another update as soon as additional information is available or access has been restored.

    3. October 21, 2026 at 10:03 PM UTCresolved

      The security patch has been successfully applied, and access to BrandYourself.com and HelloPrivacy.com has been restored. Both services are operating normally, and this incident is resolved.

    Investigating Intermittent Equifax Errors

    Started October 20, 2026 at 6:35 AM UTC · 2h 2m

    Pending
    Affected components
    My Credit Manager
    1. October 20, 2026 at 6:35 AM UTCinvestigating

      Equifax is returning intermittent gateway timeout errors affecting a small portion of requests. We are monitoring the issue and will provide updates as more information becomes available.

    2. October 20, 2026 at 7:02 AM UTCidentified

      The Equifax error rate has decreased, though response times remain elevated. We are continuing to monitor and will provide further updates as available.

    3. October 20, 2026 at 7:14 AM UTCidentified

      Intermittent Equifax failures continue to affect production requests for 1B credit reports, VantageScore, and monitoring enrollment. Successful requests are also experiencing slower response times than normal. We are continuing to monitor the issue and will provide further updates as available.

    4. October 20, 2026 at 8:03 AM UTCidentified

      The Equifax issue remains ongoing. We are continuing to monitor and will provide updates as more information becomes available.

    5. October 20, 2026 at 8:37 AM UTCresolved

      Equifax error rates and response times have returned to normal. We will continue to monitor for any further issues.

    Investigating System Issue

    Started October 19, 2026 at 2:16 PM UTC · Ongoing

    Pending
    1. October 19, 2026 at 2:16 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    Investigating System Issue

    Started October 18, 2026 at 5:53 AM UTC · Ongoing

    Pending
    1. October 18, 2026 at 5:53 AM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    Investigating System Issue

    Started October 16, 2026 at 8:41 PM UTC · Ongoing

    Pending
    1. October 16, 2026 at 8:41 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    Investigating System Issue

    Started October 16, 2026 at 10:28 AM UTC · Ongoing

    Pending
    1. October 16, 2026 at 10:28 AM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    Investigating System Issue

    Started October 11, 2026 at 7:24 PM UTC · 1h 58m

    Pending
    Affected components
    My Credit Manager
    1. October 11, 2026 at 7:24 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    2. October 11, 2026 at 7:38 PM UTCinvestigating

      Credit alerts are currently delayed for Equifax customers. We are currently investigating this issue.

    3. October 11, 2026 at 8:07 PM UTCinvestigating

      We are continuing to investigate the delay in Equifax Credit Alert data.

    4. October 11, 2026 at 8:58 PM UTCinvestigating

      We are continuing to investigate this issue.

    5. October 11, 2026 at 9:04 PM UTCmonitoring

      A fix has been implemented, and we are monitoring the results.

    6. October 11, 2026 at 9:22 PM UTCresolved

      A fix has been implemented, and files are being processed correctly. We are working with the bureau to backfill any missed alerts.

    Investigating System Issue

    Started October 6, 2026 at 4:12 PM UTC · 8m

    OutageMajor incident
    Affected components
    Subscription ManagerBuildCredit RentDebt NavigatorArray +Identity ProtectPrivacy ProtectOffers EngineStudent Loan AidMy Credit Manager
    1. October 6, 2026 at 4:12 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    2. October 6, 2026 at 4:18 PM UTCinvestigating

      We are continuing to investigate this issue.

    3. October 6, 2026 at 4:20 PM UTCresolved

      This incident has been resolved.

    Investigating My Home Value System Issue

    Started October 5, 2026 at 7:56 PM UTC · 1h 20m

    OutageMajor incident
    Affected components
    My Home Value
    1. October 5, 2026 at 7:56 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    2. October 5, 2026 at 8:02 PM UTCidentified

      The issue has been identified and a fix is being implemented.

    3. October 5, 2026 at 8:31 PM UTCidentified

      We are continuing to implement the fix for this issue.

    4. October 5, 2026 at 9:02 PM UTCmonitoring

      A fix has been implemented and we our monitoring the results.

    5. October 5, 2026 at 9:16 PM UTCresolved

      This incident has been resolved.

    Investigating System Issue

    Started October 1, 2026 at 11:58 PM UTC · 1h 5m

    Pending
    Affected components
    My Credit Manager
    1. October 1, 2026 at 11:58 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    2. October 2, 2026 at 12:03 AM UTCidentified

      We are investigating bureau latency.

    3. October 2, 2026 at 1:03 AM UTCresolved

      This incident has been resolved

    Investigating System Issue

    Started October 1, 2026 at 12:40 PM UTC · 1h 0m

    Pending
    Affected components
    Privacy Protect
    1. October 1, 2026 at 12:40 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    2. October 1, 2026 at 1:08 PM UTCidentified

      Offender search is temporarily unavailable and offender alerts are delayed

    3. October 1, 2026 at 1:39 PM UTCresolved

      This incident has been resolved.

    Delay in TransUnion Credit Alerts

    Started September 28, 2026 at 7:39 AM UTC · 5h 10m

    IssuesMinor incident
    Affected components
    My Credit Manager
    1. September 28, 2026 at 7:39 AM UTCinvestigating

      We have been notified of a potential issue where credit alerts from TransUnion are temporarily delayed.

    2. September 28, 2026 at 7:44 AM UTCinvestigating

      We are continuing to investigate this issue.

    3. September 28, 2026 at 8:26 AM UTCinvestigating

      We are continuing to monitor the ongoing service disruption with TransUnion. This may delay the delivery of TransUnion Credit Alerts. We will provide another update as more information becomes available.

    4. September 28, 2026 at 11:32 AM UTCinvestigating

      We are continuing to monitor the ongoing service disruption with TransUnion. This may delay the delivery of TransUnion Credit Alerts.

    5. September 28, 2026 at 12:50 PM UTCresolved

      We are no longer seeing the delays in delivery of TransUnion alerts. This incident is now resolved.

    Delay in Transunion Credit Alerts

    Started September 26, 2026 at 12:43 PM UTC · 1h 23m

    IssuesMinor incident
    Affected components
    My Credit Manager
    1. September 26, 2026 at 12:43 PM UTCinvestigating

      We have been notified of a potential issue where credit alerts from TransUnion are temporarily delayed.

    2. September 26, 2026 at 12:53 PM UTCinvestigating

      We are continuing to investigate this issue.

    3. September 26, 2026 at 1:18 PM UTCinvestigating

      We are continuing to monitor the ongoing service disruption with TransUnion. This may delay the delivery of TransUnion Credit Alerts.

    4. September 26, 2026 at 1:46 PM UTCinvestigating

      We are continuing to monitor the ongoing service disruption with TransUnion. This may delay the delivery of TransUnion Credit Alerts. We will provide another update as more information becomes available.

    5. September 26, 2026 at 2:06 PM UTCresolved

      TransUnion alerts that were delayed have caught back up, and we are no longer seeing the delays in delivery. This incident is now resolved.

    Investigating System Issue

    Started September 22, 2026 at 5:01 PM UTC · 43m

    IssuesMinor incident
    Affected components
    Privacy Protect
    1. September 22, 2026 at 5:01 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    2. September 22, 2026 at 5:09 PM UTCinvestigating

      We are investigating an issue with phone-only scans

    3. September 22, 2026 at 5:29 PM UTCidentified

      We have identified the issue with phone-only scans and are working toward a fix.

    4. September 22, 2026 at 5:44 PM UTCresolved

      This incident has been resolved.

    Investigating Privacy Protect Sandbox issue

    Started September 22, 2026 at 2:55 PM UTC · 1h 50m

    Pending
    Affected components
    Privacy Protect
    1. September 22, 2026 at 2:55 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.

    2. September 22, 2026 at 3:06 PM UTCinvestigating

      We are continuing to investigate this issue.

    3. September 22, 2026 at 3:36 PM UTCmonitoring

      A fix has been implemented and we are monitoring the results.

    4. September 22, 2026 at 4:45 PM UTCresolved

      This incident has been resolved.

    Investigating System Issue

    Started September 17, 2026 at 3:42 PM UTC · Ongoing

    Pending
    1. September 17, 2026 at 3:42 PM UTCinvestigating

      We have been notified of a potential issue and are investigating.