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    Plaid outage history

    58 recorded Plaid incidents since March 2026, with official updates, affected components, duration and resolution information.

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    Service Disruption Impacting Wells Fargo connections

    Started October 26, 2026 at 2:29 PM UTC · 0m

    Pending
    1. October 26, 2026 at 2:29 PM UTCresolved

      Status: Resolved This incident has been resolved.

    Service Disruption Impacting Chase connections

    Started October 22, 2026 at 3:52 AM UTC · 0m

    Pending
    1. October 22, 2026 at 3:52 AM UTCresolved

      Status: Resolved This incident has been resolved.

    Service Disruption Impacting Chase connections

    Started October 21, 2026 at 4:37 AM UTC · 0m

    Pending
    1. October 21, 2026 at 4:37 AM UTCresolved

      Status: Resolved This incident has been resolved.

    Link performance degradation

    Started October 15, 2026 at 2:47 PM UTC · 0m

    Pending
    1. October 15, 2026 at 2:47 PM UTCresolved

      Status: Resolved This incident has been resolved.

    Elevated API errors

    Started October 14, 2026 at 9:59 PM UTC · 0m

    Pending
    1. October 14, 2026 at 9:59 PM UTCresolved

      Status: Resolved This incident has been resolved.

    Delayed Transactions Update Webhooks

    Started October 13, 2026 at 8:50 AM UTC · 0m

    IssuesMinor incident
    1. October 13, 2026 at 8:50 AM UTCresolved

      Status: Resolved This incident has been resolved and the backlog of delayed transaction updates has cleared. Some customers may have observed elevated SYNC_UPDATES_AVAILABLE webhook volume while processing caught up. We did not observe an abnormal increase in webhook delivery failures, and no customer action is required. Affected components API - Production (Operational)

    Service Disruption Impacting Chase connections

    Started October 11, 2026 at 9:09 AM UTC · 0m

    Pending
    1. October 11, 2026 at 9:09 AM UTCresolved

      Status: Resolved This incident has been resolved.

    Service Disruption Impacting Bank of America connections

    Started September 26, 2026 at 5:15 AM UTC · 0m

    Pending
    1. September 26, 2026 at 5:15 AM UTCresolved

      Status: Resolved This incident has been resolved.

    Service Disruption Impacting Chime connections

    Started September 18, 2026 at 2:23 AM UTC · 0m

    Pending
    1. September 18, 2026 at 2:23 AM UTCresolved

      Status: Resolved This incident has been resolved.

    Transaction Updates Delayed

    Started September 16, 2026 at 12:24 AM UTC · 0m

    Pending
    1. September 16, 2026 at 12:24 AM UTCresolved

      Status: Resolved This incident has been resolved.

    Elevated Item add errors

    Started September 15, 2026 at 6:45 PM UTC · 0m

    Pending
    1. September 15, 2026 at 6:45 PM UTCresolved

      Status: Resolved This incident has been resolved. Affected components API - Production (Operational)

    Statements API downtime

    Started September 11, 2026 at 10:15 PM UTC · 0m

    Pending
    1. September 11, 2026 at 10:15 PM UTCresolved

      Status: Resolved This incident has been resolved.

    Elevated API errors

    Started August 24, 2026 at 9:13 PM UTC · 0m

    Pending
    1. August 24, 2026 at 9:13 PM UTCresolved

      Status: Resolved This incident has been resolved.

    Service Disruption Impacting Navy Federal Credit Union connections

    Started August 16, 2026 at 6:51 PM UTC · 0m

    IssuesMinor incident
    1. August 16, 2026 at 6:51 PM UTCresolved

      Status: Resolved The health issue with Navy Federal Credit Union has been resolved Affected components API - Production (Operational)

    Service Disruption Impacting Navy Federal Credit Union connections

    Started August 13, 2026 at 6:08 AM UTC · 0m

    IssuesMinor incident
    1. August 13, 2026 at 6:08 AM UTCresolved

      Status: Resolved The Navy Federal Credit Union issue has been resolved

    Delayed Capital One Transactions Updates

    Started August 10, 2026 at 5:39 PM UTC · 0m

    Pending
    1. August 10, 2026 at 5:39 PM UTCresolved

      Status: Resolved All Delayed Transactions have now been fully processed.

    Service Disruption Impacting Bank of America connections

    Started August 3, 2026 at 12:53 PM UTC · 0m

    Pending
    1. August 3, 2026 at 12:53 PM UTCresolved

      Status: Resolved This incident has been resolved.

    python SDK degraded on Identity Verification APIs

    Started August 1, 2026 at 2:56 AM UTC · 0m

    Pending
    1. August 1, 2026 at 2:56 AM UTCresolved

      Status: Resolved A fix is deployed. This incident has been resolved. Affected components API - Production (Operational)

    Virtual Account perfomance degradation (UK and Europe)

    Started July 27, 2026 at 4:34 PM UTC · 16h 6m

    Pending
    1. July 27, 2026 at 4:34 PM UTCinvestigating

      We are currently experiencing elevated error rates for Payouts/Refunds API calls. We are actively investigating and working to mitigate this issue.

    2. July 27, 2026 at 5:55 PM UTCidentified

      We have identified the root cause of the issue and are actively working to mitigate the impact. This is also impacting payments transitioning to SETTLED status.

    3. July 27, 2026 at 8:35 PM UTCidentified

      The incident is ongoing and we are working with our partner to restore service. You may continue to see issues with Refunds and Payouts. Settlement webhooks for pay-ins are also impacted.

    4. July 27, 2026 at 10:09 PM UTCmonitoring

      We are observing improved performance and services are returning to normal operations. We are closely monitoring our systems as we recover.

    5. July 28, 2026 at 8:40 AM UTCresolved

      This incident has been resolved. Our services have returned to normal operations.

    Transfer Status Upates Delays

    Started July 23, 2026 at 8:36 PM UTC · 1h 22m

    Pending
    1. July 23, 2026 at 8:36 PM UTCinvestigating

      Transfer is experiencing delays affecting status updates for some Standard ACH and Same-Day ACH transfers created yesterday. Impacted Transfers were successfully settled on ACH network. Transfer creation and new payment processing are operating normally. We've identified the root cause and are actively addressing it and will update this incident as it is resolved.

    2. July 23, 2026 at 9:59 PM UTCresolved

      All impacted ACH and Same-day ACH transfers's status have been updated to posted. They will be marked as settled later today.