Plaid outage history and incident timeline

Elevated API errors

Started August 24, 2026 at 9:13 PM UTC 0m

Pending

August 24, 2026 at 9:13 PM UTCresolved
Status: Resolved This incident has been resolved.

Service Disruption Impacting Navy Federal Credit Union connections

Started August 16, 2026 at 6:51 PM UTC 0m

IssuesMinor incident

August 16, 2026 at 6:51 PM UTCresolved
Status: Resolved The health issue with Navy Federal Credit Union has been resolved Affected components API - Production (Operational)

Service Disruption Impacting Navy Federal Credit Union connections

Started August 13, 2026 at 6:08 AM UTC 0m

IssuesMinor incident

August 13, 2026 at 6:08 AM UTCresolved
Status: Resolved The Navy Federal Credit Union issue has been resolved

Delayed Capital One Transactions Updates

Started August 10, 2026 at 5:39 PM UTC 0m

Pending

August 10, 2026 at 5:39 PM UTCresolved
Status: Resolved All Delayed Transactions have now been fully processed.

Service Disruption Impacting Bank of America connections

Started August 3, 2026 at 12:53 PM UTC 0m

Pending

August 3, 2026 at 12:53 PM UTCresolved
Status: Resolved This incident has been resolved.

python SDK degraded on Identity Verification APIs

Started August 1, 2026 at 2:56 AM UTC 0m

Pending

August 1, 2026 at 2:56 AM UTCresolved
Status: Resolved A fix is deployed. This incident has been resolved. Affected components API - Production (Operational)

Virtual Account perfomance degradation (UK and Europe)

Started July 28, 2026 at 8:40 AM UTC 0m

Pending

July 28, 2026 at 8:40 AM UTCresolved
Status: Resolved This incident has been resolved. Our services have returned to normal operations.

Transaction Updates Delayed

Started July 24, 2026 at 10:02 AM UTC 0m

IssuesMinor incident

July 24, 2026 at 10:02 AM UTCresolved
Status: Resolved This incident is now resolved. The underlying issue has been fully mitigated, and all delayed default update webhooks have now been delivered. New item connections and their initial and historical transaction webhooks are firing normally, and new transaction updates, including default update webhooks, are being processed normally. Affected components API - Production (Operational)

Transfer Status Upates Delays

Started July 23, 2026 at 9:59 PM UTC 0m

Pending

July 23, 2026 at 9:59 PM UTCresolved
Status: Resolved All impacted ACH and Same-day ACH transfers's status have been updated to posted. They will be marked as settled later today.

Payouts/Refunds API degraded

Started July 23, 2026 at 2:33 PM UTC 0m

Pending

July 23, 2026 at 2:33 PM UTCresolved
Status: Resolved This incident has been resolved.

Link performance degradation

Started July 18, 2026 at 1:39 AM UTC 0m

Pending

July 18, 2026 at 1:39 AM UTCresolved
Status: Resolved This incident has been resolved.

Elevated dashboard.plaid.com error rates

Started July 16, 2026 at 10:30 AM UTC 0m

Pending

July 16, 2026 at 10:30 AM UTCresolved
Status: Resolved SSO and Google logins in the Plaid Dashboard are now performing as normal. Affected components Dashboard (Operational)

Elevated API errors

Started July 12, 2026 at 5:57 AM UTC 0m

Pending

July 12, 2026 at 5:57 AM UTCresolved
Status: Resolved This incident has been resolved.

Service Disruption Impacting Chase connections

Started July 12, 2026 at 12:45 AM UTC 0m

Pending

July 12, 2026 at 12:45 AM UTCresolved
Status: Resolved This incident has been resolved.

Service Disruption Impacting Wells Fargo connections

Started July 11, 2026 at 2:16 AM UTC 0m

Pending

July 11, 2026 at 2:16 AM UTCresolved
Status: Resolved This incident has been resolved.

IDV Performance Degradation

Started July 10, 2026 at 9:40 PM UTC 0m

Pending

July 10, 2026 at 9:40 PM UTCresolved
Status: Resolved This incident has been resolved.

Elevated Item add errors

Started July 10, 2026 at 9:38 PM UTC 0m

Pending

July 10, 2026 at 9:38 PM UTCresolved
Status: Resolved This incident has been resolved. Affected components API - Production (Operational)

Service Disruption Impacting Wells Fargo connections

Started July 10, 2026 at 7:23 PM UTC 0m

Pending

July 10, 2026 at 7:23 PM UTCresolved
Status: Resolved This incident has been resolved.

Elevated Item add errors

Started June 8, 2026 at 6:53 PM UTC 4m

IssuesMinor incident

June 8, 2026 at 6:53 PM UTCmonitoring
We were experiencing elevated error rates. This issue has been mitigated. We are closely monitoring our systems as we recover.
June 8, 2026 at 6:56 PM UTCresolved
This incident has been resolved.

Service Disruption Impacting Wells Fargo connections

Started June 5, 2026 at 2:24 AM UTC 3h 57m

OutageMajor incident

June 5, 2026 at 2:24 AM UTCidentified
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
June 5, 2026 at 6:21 AM UTCresolved
This incident has been resolved.