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    Upstart outage history

    53 recorded Upstart incidents since July 2020, with official updates, affected components, duration and resolution information.

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    Rate Check Errors

    Started September 28, 2026 at 6:14 PM UTC · 5h 14m

    OutageMajor incident
    Affected components
    upstart.com
    1. September 28, 2026 at 6:14 PM UTCinvestigating

      Applicants are experiencing an elevated level of errors while checking their rate. We are actively investigating and working to mitigate this issue.

    2. September 28, 2026 at 6:31 PM UTCmonitoring

      A fix has been implemented and we are monitoring the results.

    3. September 28, 2026 at 11:27 PM UTCresolved

      This incident has been resolved.

    Upstart Issue

    Started September 28, 2026 at 9:00 AM UTC · 0m

    OutageMajor incident
    1. October 22, 2026 at 8:31 PM UTCresolved

      Our product experienced unexpected downtime beginning at 2:00 PM PT. The product was restored as of 2:30 PM PT, but we are continuing to monitor site health and identify root cause.

    Rate Check Errors

    Started August 6, 2026 at 10:39 PM UTC · 1h 50m

    OutageCritical incident
    Affected components
    upstart.com
    1. August 6, 2026 at 11:37 PM UTCidentified

      Applicants are experiencing an elevated level of errors while checking their rate. We are actively investigating and working to mitigate this issue.

    2. August 6, 2026 at 11:37 PM UTCmonitoring

      A fix has been implemented and we are monitoring the results.

    3. August 7, 2026 at 12:11 AM UTCmonitoring

      We are continuing to monitor for any further issues.

    4. August 7, 2026 at 12:29 AM UTCresolved

      This incident has been resolved.

    Product Downtime

    Started July 13, 2026 at 4:36 AM UTC · 1h 8m

    OutageCritical incident
    Affected components
    upstart.com
    1. July 13, 2026 at 4:36 AM UTCinvestigating

      Our product is currently experiencing unexpected downtime. We are actively investigating and working to mitigate this issue.

    2. July 13, 2026 at 5:37 AM UTCinvestigating

      We are continuing to investigate this issue.

    3. July 13, 2026 at 5:37 AM UTCmonitoring

      A fix has been implemented and we are monitoring the results.

    4. July 13, 2026 at 5:43 AM UTCresolved

      This incident has been resolved.

    Upstart Issue

    Started July 11, 2026 at 12:56 AM UTC · 1h 24m

    IssuesMinor incident
    Affected components
    upstart.com
    1. July 11, 2026 at 12:56 AM UTCidentified

      Our product experienced unexpected degradation beginning at 4:24 PM PT. Teams are working to fix the issue.

    2. July 11, 2026 at 1:32 AM UTCmonitoring

      We are currently monitoring the fix that was put into place.

    3. July 11, 2026 at 2:19 AM UTCresolved

      This incident has been resolved.

    Funding Form Submission Issues

    Started June 29, 2026 at 10:38 PM UTC · 0m

    Pending
    Affected components
    upstart.com
    1. June 29, 2026 at 10:38 PM UTCresolved

      Earlier today, some borrowers may have experienced issues submitting the funding form. This issue has been resolved, and the application flow is operating normally. We will continue monitoring to ensure stability. Thank you for your patience.

    Loan Pricing Unavailable for Some Personal Loans Applicants

    Started June 29, 2026 at 6:28 PM UTC · 32m

    IssuesMinor incident
    Affected components
    upstart.com
    1. June 29, 2026 at 6:28 PM UTCmonitoring

      We have mitigated the issue affecting loan pricing for some Personal Loans applicants. Traffic has recovered and we are monitoring the system closely. During the incident, some applicants may have been unable to receive pricing or may have seen an error while continuing their application.

    2. June 30, 2026 at 3:49 PM UTCresolved

      This incident has been resolved.

    Rate Check Errors

    Started June 12, 2026 at 5:32 PM UTC · 31m

    OutageMajor incident
    Affected components
    upstart.com
    1. June 12, 2026 at 5:32 PM UTCinvestigating

      Applicants are experiencing an elevated level of errors while checking their rate. We are actively investigating and working to mitigate this issue.

    2. June 12, 2026 at 6:03 PM UTCresolved

      We are fully recovered as of 10:38 AM PT and applicant experience has been restored.

    Upstart Issue

    Started June 11, 2026 at 4:04 PM UTC · 0m

    Pending
    Affected components
    upstart.com
    1. June 11, 2026 at 4:04 PM UTCresolved

      Our product experienced unexpected downtime beginning at 8:24 AM PT. The product was restored as of 8:40 AM PT, but we are continuing to monitor site health and identify root cause.

    Rate Check Errors

    Started May 20, 2026 at 11:10 PM UTC · 5h 41m

    OutageMajor incident
    Affected components
    upstart.com
    1. May 20, 2026 at 11:10 PM UTCinvestigating

      Applicants are experiencing an elevated level of errors while checking their rate. We are actively investigating and working to mitigate this issue.

    2. May 20, 2026 at 11:24 PM UTCinvestigating

      We are continuing to investigate this issue.

    3. May 20, 2026 at 11:40 PM UTCmonitoring

      A fix has been implemented and we are monitoring the results.

    4. May 21, 2026 at 3:57 AM UTCmonitoring

      We are continuing to monitor for any further issues.

    5. May 21, 2026 at 4:51 AM UTCresolved

      This incident has been resolved.

    Product Downtime

    Started December 5, 2025 at 9:13 AM UTC · 11m

    OutageMajor incident
    Affected components
    upstart.com
    1. December 5, 2025 at 9:13 AM UTCidentified

      Our product is currently experiencing unexpected downtime. We are actively investigating and working to mitigate this issue.

    2. December 5, 2025 at 9:24 AM UTCidentified

      We are continuing to work on a fix for this issue.

    3. December 5, 2025 at 9:24 AM UTCresolved

      This incident has been resolved.

    Funding Form Submit Errors

    Started October 20, 2025 at 3:25 PM UTC · 2h 41m

    OutageCritical incident
    Affected components
    upstart.com
    1. October 20, 2025 at 3:25 PM UTCidentified

      Applicants are seeing increased errors when submitting the funding form due to an AWS outage in the US-EAST-1 region.

    2. October 20, 2025 at 4:00 PM UTCidentified

      Our product is currently experiencing unexpected downtime. We are actively investigating and working to mitigate this issue.

    3. October 20, 2025 at 6:06 PM UTCresolved

      This incident has been resolved.

    Increased Latency

    Started August 21, 2025 at 6:21 PM UTC · 1h 30m

    IssuesMinor incident
    Affected components
    upstart.com
    1. August 21, 2025 at 6:21 PM UTCidentified

      Upstart.com is experiencing increased latency starting at 9:28 AM PT. We have identified the issue with one of our service providers and will be monitoring for recovery.

    2. August 21, 2025 at 7:42 PM UTCmonitoring

      Our service provider as implemented a fix and we are seeing latency improvements. We will continue to monitor for recovery.

    3. August 21, 2025 at 7:51 PM UTCresolved

      This incident has been resolved.

    Upstart Issue

    Started July 18, 2025 at 7:30 PM UTC · 11m

    OutageMajor incident
    Affected components
    upstart.com
    1. July 18, 2025 at 7:30 PM UTCidentified

      Our product is experiencing a partial outage beginning at 12:19 PT. We've identified the cause of the issue and are working towards resolving this issue.

    2. July 18, 2025 at 7:35 PM UTCmonitoring

      A fix has been implemented and we are monitoring the results.

    3. July 18, 2025 at 7:41 PM UTCresolved

      This incident has been resolved.

    Product Downtime

    Started July 15, 2025 at 6:42 AM UTC · 1h 49m

    OutageCritical incident
    Affected components
    upstart.com
    1. July 15, 2025 at 6:42 AM UTCinvestigating

      Our product is currently experiencing unexpected downtime. We are actively investigating and working to mitigate this issue.

    2. July 15, 2025 at 8:05 AM UTCidentified

      The issue has been identified and a fix is being implemented.

    3. July 15, 2025 at 8:24 AM UTCmonitoring

      A fix has been implemented and we are monitoring the results.

    4. July 15, 2025 at 8:30 AM UTCresolved

      This incident has been resolved.

    Rate Check Errors

    Started January 16, 2025 at 11:44 PM UTC · 49m

    Pending
    Affected components
    upstart.com
    1. January 16, 2025 at 11:44 PM UTCinvestigating

      Applicants are experiencing an elevated level of errors while checking their rate. We are actively investigating and working to mitigate this issue.

    2. January 17, 2025 at 12:33 AM UTCresolved

      This incident has been resolved.

    Upstart Issue

    Started January 15, 2025 at 10:30 PM UTC · 0m

    Pending
    1. January 16, 2025 at 6:12 PM UTCresolved

      Our product experienced unexpected downtime beginning at 3:26 PM PT. The product was restored as of 5:15 PM PT. We are continuing to monitor site health will be reaching out to affected applicants.

    Product Downtime

    Started December 3, 2024 at 9:26 PM UTC · 0m

    OutageCritical incident
    1. December 3, 2024 at 9:49 PM UTCresolved

      Our product is currently experiencing unexpected downtime. We are actively investigating and working to mitigate this issue.

    Upstart.com Unavailable

    Started August 7, 2024 at 7:34 PM UTC · 38m

    Pending
    Affected components
    upstart.com
    1. August 7, 2024 at 7:34 PM UTCinvestigating

      As of approximately 12:14 PDT, portions of the Upstart website became unavailable due to an outage of an upstream service provider. We are engaging with that provider to restore service as soon as possible.

    2. August 7, 2024 at 8:02 PM UTCmonitoring

      Our upstream service provider has restored service and we are now monitoring recovery of the Upstart website.

    3. August 7, 2024 at 8:12 PM UTCresolved

      This incident has been resolved.

    Upstart Issue

    Started April 18, 2024 at 5:54 PM UTC · 15m

    OutageMajor incident
    Affected components
    upstart.com
    1. April 18, 2024 at 5:54 PM UTCinvestigating

      Our product is current experiencing issues beginning at 9:15 AM PT. We are currently investigating the problem and will send update as we work on a resolution.

    2. April 18, 2024 at 6:05 PM UTCidentified

      The issue has been identified and a fix is being implemented.

    3. April 18, 2024 at 6:09 PM UTCresolved

      This incident has been resolved.